Note : The following is a real incident. Just for the sake of privacy I had avoided the name of the client and Hospital Name
Recently one of my existing Client had send me a Health Insurance Policy through WhatsApp with a message " What is the maximum cover available in this Policy".
I gone through the policy, It has Rs.300000 cover. Immediately I called me and requested him does he needs a super top-up policy ? He told me that the Policy is of one of his dear friend, his wife had fallen from the first floor of their home, Hospitalised in a reputed Hospital, in Chennai and Now She was recovering well. So far, the total expenses comes to 10 Lakh and expected to go upto Rs.1500000. Is there is any chance to take a super top-up policy for His Friend.
I told him that no policy will cover the existing condition. Once his wife recovered, we may take Super top-up policy.
Learning : Always take the maximum Insurance Amount which You can afford. No body can predict the future, always " NOW " is the best time to review your Insurance Amount. It is important to increase the Insurance Sum-Insured when yo
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